TitleChecker® interrogates the Land Registry records contained in an OC1 and where an entry requiring lender consideration is identified, it provides the relevant CML Part 1 and Part 2 responses specific to the entry, assisting the conveyancer in identifying lender compliant solutions.

The report is split into three sections:

• property details - the basic elements of the Land Registry title, eg, tenure or grade of title

• ownership - identifies matters that may affect the proprietors legal and/or beneficial interest in the property, eg, a caution or notice

• use - relates to matters that may affect the proprietors intended use of the property, eg, restrictive covenants or mineral rights.

 Provided by CLS Ltd, TitleChecker® offers a summarised result for each of the above sections, itemised clearly at the top of the report. 

 The overview analysis of each component is listed below. Where the report requires attention or is critical, details from the OC1 and CML Handbook are provided.